Debt Solutions

The Law Offices of David I. Pankin offers a variety of ways to handle financial difficulty for New York residents. Whether you need a bankruptcy lawyer, a foreclosure lawyer or a debt lawyer, our experienced attorneys can help you with the following debt solution services:


Bankruptcy Lawyers

Bankruptcy: Chapter 7 and Chapter 13 bankruptcies provide the most powerful legal means toward obtaining a fresh financial start. For more information about bankruptcy and finding a bankruptcy lawyer, please click here.


Creditor Lawsuit Defense

Clients sometimes need help fighting a lawsuit filed by creditor. For example, if the client does not actually owe the money they are being sued for, our debt lawyers can advise the client on the best ways to defend the lawsuit.


Debt Negotiation

Another service provided by a debt lawyer is debt negotiation. Sometimes a client has the financial ability to negotiate with their creditors. This can help a client who may not be able to pay the full balance, but can afford to pay a portion of the debt back.


Foreclosure Defense

When a client is looking to protect their home, sometimes it makes sense to oppose the lender’s foreclosure proceeding in state court.  For more information about Foreclosure Defense and finding a foreclosure lawyer, please click here.


Loan Modification

Reducing monthly mortgage payments can provide a client the necessary relief needed for financial stability. We can present all the information to a lender in order to increase a client’s likelihood of obtaining a loan modification. For more information about modifying your loan , please click here.


Fair Debt Collection Practices Act

If a client has been illegally harassed by third party debt collectors, we can bring an action in federal court to enforce our client’s rights under the FDPCA. For more information about the FDCPA, please click here.


Let Us Help You Out of Debt

Bankruptcy ChaptersMortgage Problems and Solutions
Chapter 7 BankruptcyDebt Problems and Solutions
Chapter 11 BankruptcyBankruptcy & Debt Consolidation
Chapter 13 BankruptcyLife after Bankruptcy
Property ExemptionsForeclosure Prevention
The Means TestLoan Modification